Continental Finance MasterCard

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Continental Finance MasterCard - Review

The Continental Finance MasterCard is a sub prime unsecured credit card. This means it is a card that was created for individuals with a bad credit rating. This card has an initial credit limit of $300. With semi-annual credit limit increases up to a maximum limit of $2000. You account will be reported monthly to all three credit bureaus. This will give you an opportunity to rebuild your credit score.

This card can help your score because it will improve your ratio of credit to debt. In addition by paying your monthly bill you will create a positive payment history. These two factors carry a lot of weight when your credit score is being calculated. We do encourage you to remove any derogatory items on your credit report too.

This card is unsecured which means that you do not have to put a deposit down. However you will have to pay an annual fee. This is typical with sub prime cards. It does offer 9.75% APR, which is well below the standard 19% APR that most sub prime credit cards offer. It is accepted at millions of locations worldwide. They do offer easy approval and there are no minimum income requirements. You can still be approved for this card even with a recent bankruptcy on your credit history. They offer an online application decision within seconds of submitting an application. The card is issued by The First Bank of Delaware. This bank has been a leader in sub prime lending for years. In addition you will receive online account access. This card works just like any other credit card, you will be responsible to pay your monthly bill.

Your other option for a credit card with a damaged credit score is a secured card. However this card is reported as a secured line of credit to the bureaus which will help your score but not as much as an unsecured account. Or you can get a shopping card. We do not suggest these cards because they come with monthly fees, a large deposit and often only report to one bureau.

In sum we do suggest the Continental Finance MasterCard and with proper use you can rebuild your credit score. You don't have to just live with bad credit you can take steps to improve your score and lower the cost of getting credit.

Article Source: Credit Card Bad Credit People

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For more about the Continental Finance MasterCard or for a review of a suggested secured card the Orchard Bank MasterCard visit us.

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The Continental Finance MasterCard is a sub prime unsecured credit card. This means it is a card that was created for individuals with a bad credit rating. This card has an initial credit limit of $300. With semi-annual credit limit increases up to a maximum limit of $2000. You account will be reported monthly to all three credit bureaus. This will give you an opportunity to rebuild your credit score. 
This card can help your score because it will improve your ratio of credit to debt. In addition by paying your monthly bill you will create a positive payment history.  These two factors carry a lot of weight when your credit score is being calculated. We do encourage you to remove any derogatory items on your credit report too. 
This card is unsecured which means that you do not have to put a deposit down. However you will have to pay an annual fee. This is typical with sub prime cards. It does offer 9.75% APR, which is well below the standard 19% APR that most sub prime credit cards offer. It is accepted at millions of locations worldwide.  They do offer easy approval and there are no minimum income requirements. You can still be approved for this card even with a recent bankruptcy on your credit history. They offer an online application decision within seconds of submitting an application. The card is issued by The First Bank of Delaware. This bank has been a leader in sub prime lending for years. In addition you will receive online account access. This card works just like any other credit card, you will be responsible to pay your monthly bill. 
Your other option for a credit card with a damaged credit score is a secured card. However this card is reported as a secured line of credit to the bureaus which will help your score but not as much as an unsecured account. Or you can get a shopping card. We do not suggest these cards because they come with monthly fees, a large deposit and often only report to one bureau. 
In sum we do suggest the Continental Finance MasterCard and with proper use you can rebuild your credit score. You don't have to just live with bad credit you can take steps to improve your score and lower the cost of getting credit. Article Source: <a href="http://www.allbestarticles.com" target="_blank">Credit Card Bad Credit People</a> About the Author: For more about the <a href="http://cardsuggest.com/index.php/continental_finance_mastercard.html?call=default&id=21&cid=19">Continental Finance MasterCard</a> or for a review of a suggested secured card the <a href="http://cardsuggest.com/index.php/orchard_bank_secured.html?call=default&id=15&cid=24">Orchard Bank MasterCard</a> visit us.